Commonwealth Bank of Australia, an integrated financial service company, provides various banking, funds management, superannuation, insurance, investment, and broking services principally in Australia. The bank provides various retail banking services, including home loans, credit cards, personal loans, transaction accounts, and demand and term deposits; and commercial products, such as business loans, equipment and trade finance, and rural and agribusiness products. It also offers financial market access, securities underwriting, trading and distribution, corporate finance, equities, payments and transaction, investment management, and custody services to corporate customers; and various business and personal banking services focused on healthcare industry, such as wealth management services to general practitioners, pharmacists, specialists, vets, and dentists. In addition, it provides a range of investment products, which include Australian and international shares, listed properties, fixed interest, credit, infrastructure, and private equity products. Further, the bank serves as a fund manager for various fund companies, primarily retail funds. Additionally, Commonwealth Bank of Australia offers various insurance products consisting of life insurance, term insurance, disability insurance, master trusts, and annuities, as well as engages in superannuation activities. The bank also offers investment advisory, online financial, and online brokerage services, as well as provides information on buying, selling, or investing in properties. Commonwealth Bank of Australia also operates in New Zealand, Indonesia, Fiji, China, Japan, the United States, Singapore, Hong Kong, and the United Kingdom.