Herio Capital is a marketplace lender established in 2015 and based in New York, New York, focused on providing loans to small businesses. The firm's terms range from 3 to 24 months with loan amounts up to $100,000. Herio works with small business owners to provide them with the capital for growth and stability. he firm invests in companies with at least one year in business, minimum annual revenue of $120,000 and credit scores over 600.