Sparekassen Himmerland operates as a publicly quoted commercial bank engaged in the provision of personal and business banking services. The bank's products and services include savings accounts, loans and payment handling, credit and debit cards, insurance and investment management. The bank also offers electronic banking for viewing of account balances, reviewing of transaction history, transferring of funds between accounts and payment of bills, among others. The bank seeks to acquire businesses through mergers, acquisitions and investments which would help the bank expand and consolidate its presence in the Danish financial/banking sector. Jutlander Bank was created in 2014 by a merger between Sparekassen Himmerland and Sparekassen Hobro and has its registered head office in Aars, Denmark.