Philippine Bank of Communications is banking corporation registered in Philippine. It is engaged in providing retail and commercial banking services such as savings, deposits, current account, cash management, checking, time deposit account and debit cards. It also offers consumer loans such as home loan, auto loan and personal loan as well as investment services and wealth management, SME (small-medium enterprises) loans and corporate loans. The company also offers employee benefit schemes, trade-related services, trust products and treasury products. It organizes its business in five segments namely Branch banking, Corporate banking, Treasury, Consumer finance, and Trust and Wealth management. The company's revenue consists of interest income, dividend, fees, and commission.