Vijaya Bank is a commercial banking solutions provider based in India. It provides various financial products and services through its three fundamental divisions, namely treasury, corporate banking and retail banking. The treasury division deals with investment portfolio, profit or loss on sale of investments, profit or loss on foreign exchange transactions, equities, income from derivatives and money market operations. The corporate banking segment handles lending and deposits from corporate customers and accounts for the major share of revenues. The retail banking provides loans and advances, card services, remittances and collection, and non-resident Indian services to individual customers.