Zhongyuan Bank Co Ltd is principally engaged in the provision of corporate banking services. It mainly operates its business through three business segments. The Corporate Banking segment which contributes majorly towards firm's revenue is mainly engaged in the provision of corporate loans and advances, trade financing and deposit-taking activities, remittance, and settlement services, government agencies and financial institutions. The Retail Banking segment is engaged in the personal loans and deposit-taking activities, bank card business, personal wealth management services and remittance services. The Financial Markets Business segment is engaged in the inter-bank money market transactions, repurchases transactions and investments, as well as debt securities trading businesses.