IFS Capital Ltd provides commercial finance services like factoring, hire-purchase/leasing, working capital, asset-based financing, loans, government-assisted schemes and trade/export finance, to small and medium-sized enterprises. It also provides bonds and guarantees, credit insurance and general insurance through its subsidiary. The company's business is managed through its three segments including Credit financing, Insurance, and other investments. Credit Financing contributes to the majority of the revenue. The company's geographical segments are Singapore, Thailand, Malaysia, Indonesia, and Others.