Private Bancorp of America Inc is a bank holding company for San Diego Private Bank. Private Bancorp operates through its bank holding which is a commercial bank chartered by the State of California. The bank provides deposit and loan services and also specializes in making loans on commercial real estate, as well as small to mid-sized business loans. Its offerings also include personal and business banking. The bank operates through multiple divisions including Coronado Private Bank division in downtown San Diego, Coronado; Newport Private Bank division in Newport Beach; and Private Business Capital division in San Marcos.