Ms. Jean Chatzky serves as a Director of Education and Editor in Chief at SavvyMoney. She is also an Angel Investor. She is a personal finance expert and best-selling author. She is a contributing editor for Men's Health and USA Weekend magazines and a columnist for The New York Daily News. She is the author of seven books, including her latest New York Times' bestseller Money 911 and her first book for teens, Not Your Parents Money Book. Her book Pay It Down was the basis for The Debt Diet on the Oprah Winfrey Show. She has been recognized as an exceptional journalist. She received the Clarion Award for magazine columns from the Association of Woman in Communications, her radio show received a Gracie Award from the Alliance for Women in Media and her book The Difference received a Books for a Better Life award. She has been nominated twice for National Magazine Awards and was named one of the country's best magazine columnists by the Chicago Tribune. In addition to her professional work, she serves on the board of directors of the National Foundation for Consumer Credit and the Children's Heart Foundation. She is also a member of the Trustees' Council of Penn Women for the University of Pennsylvania. Her money philosophy is simple: earn a decent living, spend less than you make, save & invest, and protect the financial world you live in. Everything else is just icing on the cake.