Mr. Thierry Marbach is a Co-Founder and serves as Co-Managing Director at CreditXpert. He also serves as Director at Baltimore Angels. He is responsible for innovation and product development at CreditXpert. He plans and directs product evolution, oversees the development of all products, and leads the scientific and customer support staff. Throughout product development, Mr. Marbach serves as the main link between technical and business departments. He is a member of the executive management team. Mr. Marbach holds a Masters of Business Administration from Loyola College in Maryland, and a Master of Science in artificial intelligence from Compiègne University of Technology in France. Previous experiences include leading Neuristics consulting and predictive modeling group, as well as various research engineering positions in the chemical (Elf Aquitaine, now TotalFinaElf), automotive (Renault Véhicules Industriels), aerospace (Spar Aerospace; the Canadian Space Agency), and manufacturing (Sekurit Saint Gobain) industries. Mr. Marbach has contributed to several publications and an international patent.