Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. It operates a California business that provides private passenger auto insurance to those in California who may have had difficulties obtaining or maintaining auto insurance, while Kemper Direct offers home, renters, and auto insurance directly to consumers via affinity programs and the Internet. Kemper offers basic life, health, and protection for personal belongings. Its Reserve National business offers hospital, surgical, accident, supplemental, specified disease, and life insurance plans through a network of agents.