Upstart Holdings Overview
- Year Founded
-
2012
- Status
-
Public
- Employees
-
1,621
- Stock Symbol
-
UPST
- Investments
-
4
- Share Price
-
$47.47
- (As of Monday Closing)
Upstart Holdings General Information
Description
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
Contact Information
Website
www.upstart.comCorporate Office
- 2950 South Delaware Street
- Suite 410
- San Mateo, CA 94403
- United States
Corporate Office
- 2950 South Delaware Street
- Suite 410
- San Mateo, CA 94403
- United States
Upstart Holdings Timeline
Upstart Holdings Stock Performance
As of 19-May-2025, Upstart Holdings’s stock price is $47.47. Its current market cap is $4.52B with 95.1M shares.
(As of Monday Closing)
| Stock Price | Previous Close | 52 wk Range | Market Cap | Shares | Average Volume | EPS |
|---|---|---|---|---|---|---|
| $47.47 | $48.08 | $20.60 - $96.43 | $4.52B | 95.1M | 6.5M | -$0.75 |
Upstart Holdings Financials Summary
As of 31-Mar-2025, Upstart Holdings has a trailing 12-month revenue of $714M.
|
In Thousands, USD |
TTM 31-Mar-2025 | FY 2024 31-Dec-2024 | FY 2023 31-Dec-2023 | FY 2022 31-Dec-2022 |
|---|---|---|---|---|
| Revenue | 714,411 | 628,834 | 508,119 | 837,760 |
| Net Income | (66,430) | (128,581) | (240,132) | (108,665) |
| Total Assets | 2,296,277 | 2,366,958 | 2,017,100 | 1,936,054 |
| Total Debt | 1,381,937 | 1,452,446 | 1,102,748 | 1,087,181 |
Upstart Holdings Valuation & Funding
| Deal Type | Date | Amount | Valuation/ EBITDA |
Post-Val | Status | Debt |
|---|
Upstart Holdings Cap Table
| Stock | # of Shares Authorized |
Par Value | Dividend Rate (%) | Original Issue Price |
Liquidation | Liquidation Pref. Multiple |
Conversion Price |
% Owned |
|---|
Upstart Holdings Comparisons
Industry
Financing
Details
Upstart Holdings Competitors (59)
One of Upstart Holdings’s 59 competitors is Affirm, a Formerly VC-backed company based in San Francisco, CA.
| Company Name | Financing Status | Location | Employees | Total Raised | Last Financing Date/Type | Last Financing Amount |
|---|---|---|---|---|---|---|
| Affirm | Formerly VC-backed | San Francisco, CA | ||||
| NerdWallet | Formerly VC-backed | San Francisco, CA | ||||
| SoFi | Formerly VC-backed | San Francisco, CA | ||||
| LendingTree | Formerly VC-backed | Charlotte, NC | ||||
| Prosper (Consumer Finance) | Venture Capital-Backed | San Francisco, CA |
Upstart Holdings Related Research & Analysis
Explore institutional-grade private market research from our team of analysts.
-
Verticals
Upstart Holdings Patents
Upstart Holdings Recent Patent Activity
| Publication ID | Patent Title | Status | First Filing Date | Technology (CPC) | Citations |
|---|---|---|---|---|---|
| US-20230385285-A1 | Data pipeline definition using descriptive language | Active | 31-May-2022 | ||
| US-20230385266-A1 | Data quality enforcement as a service invoked using descriptive language | Active | 31-May-2022 | ||
| US-12019617-B2 | Data quality enforcement as a service invoked using descriptive language | Active | 31-May-2022 | ||
| US-12061609-B2 | Data pipeline definition using descriptive language | Active | 31-May-2022 | ||
| US-20210166308-A1 | Augmenting machine learning models to incorporate incomplete datasets | Active | 03-Dec-2019 | G06N20/00 |
Upstart Holdings Signals
Growth Rate
Growth
Size Multiple
Key Data Points
Similarweb Unique Visitors
Majestic Referring Domains
Upstart Holdings Investors
| Investor Name | Investor Type | Holding | Investor Since | Participating Rounds | Contact Info |
|---|
Upstart Holdings Investments & Acquisitions (4)
Upstart Holdings’s most recent deal was a Seed Round with Grow Impact for . The deal was made on 14-Jan-2022.
| Company Name | Deal Date | Deal Type | Deal Size | Industry | Lead Partner |
|---|---|---|---|---|---|
| Grow Impact | 14-Jan-2022 | Seed Round | Business/Productivity Software | ||
| Tala | 14-Oct-2021 | Later Stage VC | Consumer Finance | ||
| Teller (San Francisco) | 20-Sep-2021 | Early Stage VC | Financial Software | ||
| Prodigy (Automotive) | 08-Apr-2021 | Merger/Acquisition | Automotive |
Upstart Holdings ESG
Risk Overview
Risk Rating
Updated April, 26, 2025
24.4 | Med Risk
Risk Scale
A lower score indicates better sustainability
Negl
0-10
Low
10-20
Med
20-30
High
30-40
Severe
40+
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues
Management
Management is related to actions taken to manage ESG issues
Peers Analysis
Peer performance insights compare the company’s ESG performance to the performance of selected peers to help inform future ESG decisions and drive internal performance improvements.
Global
Covered Companies
of 14,631
Rank
Percentile
Software & Services
Industry
of 939
Rank
Percentile
Internet Software and Services
Subindustry
of 212
Rank
Percentile
Upstart Holdings Affiliates
Subsidiaries (1)
| Name | Industry | Location | Year Founded |
|---|---|---|---|
| Upstart Holdings ($1.2 Billion Consumer Loans Portfolio) |
Upstart Holdings FAQs
-
When was Upstart Holdings founded?
Upstart Holdings was founded in 2012.
-
Where is Upstart Holdings headquartered?
Upstart Holdings is headquartered in San Mateo, CA.
-
What is the size of Upstart Holdings?
Upstart Holdings has 1,621 total employees.
-
What industry is Upstart Holdings in?
Upstart Holdings’s primary industry is Financial Software.
-
Is Upstart Holdings a private or public company?
Upstart Holdings is a Public company.
-
What is Upstart Holdings’s stock symbol?
The ticker symbol for Upstart Holdings is UPST.
-
What is the current stock price of Upstart Holdings?
As of 19-May-2025 the stock price of Upstart Holdings is $47.47.
-
What is the current market cap of Upstart Holdings?
The current market capitalization of Upstart Holdings is $4.52B.
-
What is Upstart Holdings’s current revenue?
The trailing twelve month revenue for Upstart Holdings is $714M.
-
Who are Upstart Holdings’s competitors?
Affirm, NerdWallet, SoFi, LendingTree, and Prosper (Consumer Finance) are some of the 59 competitors of Upstart Holdings.
-
What is Upstart Holdings’s annual earnings per share (EPS)?
Upstart Holdings’s EPS for 12 months was -$0.75.
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