Lower Overview
- Service
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Lender
- Year Founded
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2014
- Professionals
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1,022
Lower General Information
Description
Lower Financial is a technology company established in 2018 and based in New Albany, Ohio, that operates as a direct mortgage lender. The firm utilizes artificial intelligence technology to provide services including financing for home purchases, customer service, and home refinancing, as well as cash-out loans, consumer lending, student loans, and loans backed by the VA, FHA, and USDA.
Contact Information
Website
www.lower.comYear Founded
Corporate Office
- 7775 Walton Parkway
- 4th floor, Suite 400
- New Albany, OH 43054
- United States
Lower Investment Preferences
| Preferred Industries | Preferred Verticals | Preferred Deal Types | Geographic Preferences | Transaction Amount |
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News about Lower
Dive into recent articles by PitchBook offering invaluable insights and context.
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NEWS | Oct 13, 2026
Lower middle market lenders find a strong fit with precision manufacturing
Lenders are drawn to the sector’s diversified industrial end markets with long-term demand and revenue visibility.
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NEWS | Jan 23, 2026
Quick Take: Lower spreads, rates squeeze risk compensation on European loans
With leverage steady and interest costs declining, LCD’s spread per unit of leverage (SPL) metric has trended lower.
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NEWS | Nov 2, 2026
Pricing premium for direct lenders in lower middle market vanishes — KKR
Increased competition has reversed industry dynamics, according to Rony Ma, Managing Director of KKR's Credit & Markets team.
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NEWS | Oct 28, 2026
Analysis: Distressed loans reach a six-year high, pointing to rising defaults, lower recoveries
The credit profile of distressed loans is weaker than during the pandemic sell-off.
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NEWS | Sep 18, 2026
Siguler Guff closes record $3B fund as LPs chase the lower middle market
Smaller deals offer reprieve from a buyout market plagued by costly debt and frozen exits.
Lower Affiliates
Subsidiaries (4)
| Name | Industry | Location | Year Founded |
|---|---|---|---|
| OJO Labs | Austin, TX | 2015 | |
| Acopia Home Loans | Goodlettsville, TN | 2007 | |
| Movoto | San Mateo, CA | 2005 | |
| Hamilton Group Funding | Columbia, MD | 2003 |
Lower FAQs
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When was Lower founded?
Lower was founded in 2014.
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Where is Lower headquartered?
Lower is headquartered in New Albany, OH.
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What is the size of Lower?
Lower total number of employees/professionals is 1,022.
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What service provider type is Lower?
Lower's service provider type is Lender.
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What companies has Lower invested in or acquired?
Lower has invested in or acquired companies like Acopia Home Loans, Movoto, and OJO Labs.
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What are Lower subsidiaries?
OJO Labs, Acopia Home Loans, and Movoto are subsidiaries of Lower.
Data Transparency
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