EarnUp Overview

  • Year Founded
  • 2013

Year Founded

  • Status
  • Acquired/​Merged

  • Employees
  • 70

Employees

  • Latest Deal Type
  • M&A

EarnUp General Information

Description

Developer of a financial platform designed to manage personal finances and automate loan payment schedules. The company's platform syncs micro-payments with income and automates real-time savings based on personal lifestyle and finances, enabling companies with risk mitigation and cost reduction to allocate funds in a way that gets them out of their debts faster.

Contact Information

Website
www.earnup.com
Ownership Status
Acquired/Merged
(Operating Subsidiary)
Financing Status
Formerly VC-backed
Corporate Office
  • 2370 Market Street
  • Suite 203
  • San Francisco, CA 94114
  • United States
+1 (800)
Primary Industry
Other Financial Services
Other Industries
Financial Software
Parent Company
Array (Boca Raton)
Vertical(s)
FinTech
Corporate Office
  • 2370 Market Street
  • Suite 203
  • San Francisco, CA 94114
  • United States
+1 (800)

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EarnUp Valuation & Funding

Deal Type Date Amount Raised to Date Post-Val Status Stage
8. Merger/Acquisition 09-Jan-2026 Completed Generating Revenue
7. Secondary Transaction - Private Completed Generating Revenue
6. Later Stage VC (Series C) 15-Mar-2022 Completed Generating Revenue
5. Later Stage VC (Series B) 24-Feb-2021 Completed Generating Revenue
4. Grant 15-Sep-2020 Completed Generating Revenue
3. Debt - PPP 10-Apr-2020 Completed Generating Revenue
2. Early Stage VC (Series A) 07-Jul-2016 $3M $3.25M Completed Generating Revenue
1. Accelerator/Incubator 17-Jun-2016 $250K $250K Completed Startup
To view EarnUp’s complete valuation and funding history, request access »

EarnUp Cap Table

Stock # of Shares
Authorized		 Par Value Dividend Rate ($) Original
Issue Price		 Liquidation Liquidation
Pref. Multiple		 Conversion Price % Owned
Series C
Series B2
Series B1
Series A2 1,039,412 $0.000010 $0.01 $0.12 $0.12 1x $0.12 0.33%
Series A1 102,565,449 $0.000010 $0.01 $0.18 $0.18 1x $0.18 32.7%
To view EarnUp’s complete cap table history, request access »

EarnUp Comparisons

Description
Primary
Industry
HQ Location
Employees
Total Raised
Post Valuation
Last
Financing
Details
Developer of a financial platform designed to manage personal finances and automate loan payment schedules. The company'
Other Financial Services
San Francisco, CA
70 As of 2025

London, United Kingdom
 

London, United Kingdom
 
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EarnUp Competitors (39)

One of EarnUp’s 39 competitors is Chip, a Venture Capital-Backed company based in London, United Kingdom.

Company Name Financing Status Location Employees Total Raised Last Financing Date/Type Last Financing Amount
Chip Venture Capital-Backed London, United Kingdom
Salary Finance Venture Capital-Backed London, United Kingdom
FlexWage Formerly VC-backed Scottsdale, AZ
DailyPay Venture Capital-Backed New York, NY
Musoni System Formerly VC-backed Houten, Netherlands
You’re viewing 5 of 39 competitors. Get the full list »

EarnUp Patents

  • 1

    Total Documents Applications and Grants

  • Total Patents Families

  • Granted

  • 1

    Pending

  • Expiring in next 12 mo

EarnUp Recent Patent Activity

Publication ID Patent Title Status First Filing Date Technology (CPC) Citations
US-20260211924-A1 Systems and methods for responding to financial queries Pending 22-Jan-2025

EarnUp Signals

Growth Rate

Weekly
Growth
Weekly Growth

Size Multiple

Median
Size Multiple

Key Data Points

Similarweb Unique Visitors

Majestic Referring Domains

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EarnUp Former Investors (28)

Investor Name Investor Type Holding Investor Since Participating Rounds
345 Partners Venture Capital Minority
Acumen America Impact Investing Minority
Acumen Fund Impact Investing Minority
Bain Capital Ventures Venture Capital Minority
Base Ventures Venture Capital Minority
You’re viewing 5 of 28 investors. Get the full list »

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EarnUp FAQs

  • When was EarnUp founded?

    EarnUp was founded in 2013.

  • Where is EarnUp headquartered?

    EarnUp is headquartered in San Francisco, CA.

  • What is the size of EarnUp?

    EarnUp has 70 total employees.

  • What industry is EarnUp in?

    EarnUp’s primary industry is Other Financial Services.

  • Is EarnUp a private or public company?

    EarnUp is a Private company.

  • What is EarnUp’s current revenue?

    The current revenue for EarnUp is .

  • How much funding has EarnUp raised over time?

    EarnUp has raised $59.2M.

  • Who are EarnUp’s investors?

    345 Partners, Acumen America, Acumen Fund, Bain Capital Ventures, and Base Ventures are 5 of 28 investors who have invested in EarnUp.

  • Who are EarnUp’s competitors?

    Chip, Salary Finance, FlexWage, DailyPay, and Musoni System are some of the 39 competitors of EarnUp.

  • When was EarnUp acquired?

    EarnUp was acquired on 09-Jan-2026.

  • Who acquired EarnUp?

    EarnUp was acquired by Array (Boca Raton).

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