Xiaoying Technology Overview

  • Year Founded
  • 2014

Year Founded

  • Status
  • Public

  • Employees
  • 643

Employees

  • Stock Symbol
  • XYF

Stock Symbol

  • Investments
  • 2

  • Share Price
  • $5.50
  • (As of Thursday Closing)

Xiaoying Technology General Information

Description

X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, guarantee services provided and financing income.

Contact Information

Ownership Status
Publicly Held
Financing Status
Formerly VC-backed
Corporate Office
  • 7-8F, Block A, Aerospace Science and Technology Plaza
  • Number. 168, Haide Third Avenue, Nanshan District
  • Shenzhen, Guangdong 518067
  • China
+86 0755
Primary Industry
Consumer Finance
Other Industries
Financial Software
Other Financial Services
Stock Exchange
NYS
Vertical(s)
Corporate Office
  • 7-8F, Block A, Aerospace Science and Technology Plaza
  • Number. 168, Haide Third Avenue, Nanshan District
  • Shenzhen, Guangdong 518067
  • China
+86 0755

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Xiaoying Technology Stock Performance

As of 12-Nov-2026, Xiaoying Technology’s stock price is $5.50. Its current market cap is $203M with 36.9M shares.

(As of Thursday Closing)

Stock Price Previous Close 52 wk Range Market Cap Shares Average Volume EPS
$5.50 $5.51 $3.30 - $12.06 $203M 36.9M 69.6K $2.03

Xiaoying Technology Financials Summary

As of 30-Jun-2026, Xiaoying Technology has a trailing 12-month revenue of $800M.

In Thousands,
USD
TTM 30-Jun-2026 FY 2025 31-Dec-2025 FY 2024 31-Dec-2024 FY 2023 31-Dec-2023
EV 89,869 173,220 307,861 56,940
Revenue 800,090 1,062,312 818,314 680,561
EBITDA 240,796 261,893 206,865
Net Income 80,507 203,656 214,607 167,748
Total Assets 1,781,237 2,096,095 1,619,059 1,643,487
Total Debt 58,315 167,035 72,447 90,252
Public Fundamental Data provided by Morningstar, Inc. disclaimer

Xiaoying Technology Valuation & Funding

Deal Type Date Amount Valuation/
EBITDA
Post-Val Status Debt

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Xiaoying Technology Signals

Growth Rate

Weekly
Growth
Weekly Growth

Size Multiple

Median
Size Multiple

Key Data Points

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Xiaoying Technology Investments (2)

Xiaoying Technology’s most recent deal was a Corporate with Shenyang Tianxinhao Technology for . The deal was made on 01-Jan-2021.

Company Name Deal Date Deal Type Deal Size Industry Lead Partner
Shenyang Tianxinhao Technology 01-Jan-2021 Corporate Software Development Applications
Best Dai 08-Aug-2017 Early Stage VC Consumer Finance
To view Xiaoying Technology’s complete investments history, request access »

Xiaoying Technology Exits (1)

Xiaoying Technology’s most recent exit was on 08-Aug-2017 from Best Dai. The exit was categorized as .

Company Name Exit Date Exit Type Exit Size Status Buyers
Best Dai 08-Aug-2017 Completed
To view Xiaoying Technology’s complete exits history, request access »

Xiaoying Technology FAQs

  • When was Xiaoying Technology founded?

    Xiaoying Technology was founded in 2014.

  • Where is Xiaoying Technology headquartered?

    Xiaoying Technology is headquartered in Shenzhen, China.

  • What is the size of Xiaoying Technology?

    Xiaoying Technology has 643 total employees.

  • What industry is Xiaoying Technology in?

    Xiaoying Technology’s primary industry is Consumer Finance.

  • Is Xiaoying Technology a private or public company?

    Xiaoying Technology is a Public company.

  • What is Xiaoying Technology’s stock symbol?

    The ticker symbol for Xiaoying Technology is XYF.

  • What is the current stock price of Xiaoying Technology?

    As of 12-Nov-2026 the stock price of Xiaoying Technology is $5.50.

  • What is the current market cap of Xiaoying Technology?

    The current market capitalization of Xiaoying Technology is $203M.

  • What is Xiaoying Technology’s current revenue?

    The trailing twelve month revenue for Xiaoying Technology is $800M.

  • What is Xiaoying Technology’s annual earnings per share (EPS)?

    Xiaoying Technology’s EPS for 12 months was $2.03.

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