TM hf is an Iceland based company engaged in the insurance and financial operations. It offers comprehensive insurance services to individuals and businesses. The operating segments of the company are Non-life insurance, Life insurance, and Financial Operations. Non-life insurance segment includes accident and health insurance, property insurance, general liability insurance, and marine, flight and cargo insurance. Life insurance segment covers premature death and certain serious diseases. It derives a majority of the revenue from the Non-life insurance segment.