Provider of a variety of banking services. Community National Bank of the Lakeway Area (the Bank) commenced banking operations on April 9, 2003. The Bank provides a variety of banking services to individuals and businesses mainly in the counties of Hamblen and Jefferson through its main office and branch in Morristown, Tennessee and branch office in Jefferson City, Tennessee. Its primary deposit products are demand deposits and certificates of deposit, and its primary lending products are commercial business, real estate mortgage, and consumer installment loans. The Bank provides real estate, mortgage, commercial, and consumer loans to individuals and businesses mainly in the Hamblen and Jefferson County, Tennessee areas. The ability of the Bank's debtors to honor their contracts is dependent upon the real estate and general economic conditions in this area.