Ratepay Overview

  • Year Founded
  • 2009

Year Founded

  • Status
  • Acquired/​Merged

  • Employees
  • 200

Employees

  • Latest Deal Type
  • M&A
  • (Announced)

  • Financing Rounds
  • 5

Ratepay General Information

Description

Developer of white-label payment software designed to facilitate flexible checkout options for online retailers. The company's technology utilizes artificial intelligence and machine learning for real-time credit decisioning, providing pay in 30 days, installment payments, direct debit, pay in 3, and hosted payment pages, enabling e-commerce merchants to increase conversion rates and basket sizes through secure transaction underwriting.

Contact Information

Website
www.ratepay.com
Formerly Known As
ratePAY.de GmbH
Ownership Status
Acquired/Merged
(Operating Subsidiary)
Financing Status
Formerly PE-Backed
Corporate Office
  • Ritterstraße 12-14
  • 10969 Berlin
  • Germany
Primary Industry
Financial Software
Parent Company
Concardis
Vertical(s)
Artificial Intelligence & Machine Learning, FinTech
Corporate Office
  • Ritterstraße 12-14
  • 10969 Berlin
  • Germany

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Ratepay Valuation & Funding

Deal Type Date Amount Valuation/
EBITDA		 Post-Val Status Debt

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Ratepay Comparisons

Description
Primary
Industry
HQ Location
Employees
Total Raised
Post Valuation
Last
Financing
Details
Developer of white-label payment software designed to facilitate flexible checkout options for online retailers. The com
Financial Software
Berlin, Germany
200 As of 2026

Atlanta, GA
 

Buena Park, CA
 
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Ratepay Competitors (78)

One of Ratepay’s 78 competitors is Bluefin Payment Systems, a Private Equity-Backed company based in Atlanta, GA.

Company Name Financing Status Location Employees Total Raised Last Financing Date/Type Last Financing Amount
Bluefin Payment Systems Private Equity-Backed Atlanta, GA
Ria Financial Services Corporate Backed or Acquired Buena Park, CA
Stax Payments Private Equity-Backed Orlando, FL
Payline Data Formerly PE-Backed Chicago, IL
Vindi Formerly VC-backed Sao Paulo, Brazil
You’re viewing 5 of 78 competitors. Get the full list »

Ratepay Signals

Growth Rate

Weekly
Growth
Weekly Growth

Size Multiple

Median
Size Multiple

Key Data Points

Similarweb Unique Visitors

Majestic Referring Domains

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Ratepay Former Investors

Investor Name Investor Type Holding Investor Since Participating Rounds Contact Info

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Ratepay FAQs

  • When was Ratepay founded?

    Ratepay was founded in 2009.

  • Where is Ratepay headquartered?

    Ratepay is headquartered in Berlin, Germany.

  • What is the size of Ratepay?

    Ratepay has 200 total employees.

  • What industry is Ratepay in?

    Ratepay’s primary industry is Financial Software.

  • Is Ratepay a private or public company?

    Ratepay is a Private company.

  • What is Ratepay’s current revenue?

    The current revenue for Ratepay is .

  • Who are Ratepay’s investors?

    Concardis, EOS Group (Private Equity), FoundersLink, , and are 5 of 6 investors who have invested in Ratepay.

  • Who are Ratepay’s competitors?

    Bluefin Payment Systems, Ria Financial Services, Stax Payments, Payline Data, and Vindi are some of the 78 competitors of Ratepay.

  • When was Ratepay acquired?

    Ratepay was acquired on 09-Nov-2026.

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