Thermo Credit is a privately held funding company based in New Orleans, Louisiana. The firm provides asset-based loans, accounts receivable financing and factoring services primarily to the technology and communications industry. Thermo Credit typically works with companies with unencumbered assets based in North America. The firm's facility gives business access to capital based on their assets without giving away equity, which can be used to help fund growth, an acquisition or to enhance working capital. Thermo Credit was founded in 2002.