Manulife Financial is a leading Canada-based financial services group with principal operations in Asia, Canada and the United States. The firm's international network of employees, agents and distribution partners offers financial protection and wealth management products and services. These products and services include individual life insurance, group life and health insurance, long-term care services, pension products, annuities, mutual funds and banking products. Manulife Financial provides asset management services to institutional customers worldwide and offer reinsurance solutions, specializing in property and casualty retrocession. The company operates in Canada and Asia through the brand name "Manulife Financial" and in the United States primarily through the brand name "John Hancock".