Pagaya Technologies Overview
- Year Founded
-
2016
- Status
-
Public
- Employees
-
503
- Stock Symbol
-
PGY
- Investments
-
3
- Share Price
-
$16.89
- (As of Friday Closing)
Pagaya Technologies General Information
Description
Pagaya Technologies Ltd is a product-focused technology company. It uses machine learning, a vast data network, and an AI-driven approach to offer comprehensive consumer credit and residential real estate products for its partners, their customers, and investors. Its suite of products includes Decline Monetization, Dual Look, First Look, Affiliate Optimizer Engine, Direct Marketing Engine, and FastPass, providing lenders with an AI-powered credit and acquisition ecosystem that helps them approve more borrowers, capture more demand, and grow without adding risk. Geographically, the company generates maximum revenue from its business in the United States.
Contact Information
Website
www.pagaya.comCorporate Office
- 335 Madison Avenue
- 16th Floor
- New York, NY 10017
- United States
Corporate Office
- 335 Madison Avenue
- 16th Floor
- New York, NY 10017
- United States
Pagaya Technologies Timeline
Pagaya Technologies Stock Performance
As of 13-Nov-2026, Pagaya Technologies’s stock price is $16.89. Its current market cap is $1.42B with 84M shares.
(As of Friday Closing)
| Stock Price | Previous Close | 52 wk Range | Market Cap | Shares | Average Volume | EPS |
|---|---|---|---|---|---|---|
| $16.89 | $16.87 | $10.40 - $26.80 | $1.42B | 84M | 2.16M | $1.82 |
Pagaya Technologies Financials Summary
As of 30-Sep-2026, Pagaya Technologies has a trailing 12-month revenue of $1.35B.
|
In Thousands, USD |
TTM 30-Sep-2026 | FY 2025 31-Dec-2025 | FY 2024 31-Dec-2024 | FY 2023 31-Dec-2023 |
|---|---|---|---|---|
| EV | 1,147,638 | 2,392,024 | 1,367,710 | 1,360,782 |
| Revenue | 1,347,821 | 1,261,341 | 1,004,550 | 772,814 |
| EBITDA | 71,393 | 33,291 | (424,613) | (200,816) |
| Net Income | 153,995 | 81,389 | (401,406) | (128,438) |
| Total Assets | 1,798,229 | 1,545,914 | 1,291,072 | 1,208,376 |
| Total Debt | 992,090 | 858,484 | 680,812 | 412,584 |
Pagaya Technologies Valuation & Funding
| Deal Type | Date | Amount | Valuation/ EBITDA |
Post-Val | Status | Debt |
|---|
Pagaya Technologies Comparisons
Industry
Financing
Details
Pagaya Technologies Competitors (12)
One of Pagaya Technologies’s 12 competitors is Upstart Holdings, a Formerly VC-backed company based in San Mateo, CA.
| Company Name | Financing Status | Location | Employees | Total Raised | Last Financing Date/Type | Last Financing Amount |
|---|---|---|---|---|---|---|
| Upstart Holdings | Formerly VC-backed | San Mateo, CA | ||||
| Axyon AI | Venture Capital-Backed | Modena, Italy | ||||
| Luzon Credit and Finance | Formerly VC-backed | Rosh Haayin, Israel | ||||
| Expensify | Formerly VC-backed | Portland, OR | ||||
| Broadridge Financial Solutions | Corporation | New York, NY |
Pagaya Technologies Related Research & Analysis
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Pagaya Technologies Signals
Growth Rate
Growth
Size Multiple
Key Data Points
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Majestic Referring Domains
Pagaya Technologies Investors
| Investor Name | Investor Type | Holding | Investor Since | Participating Rounds | Contact Info |
|---|
Pagaya Technologies Acquisitions (3)
Pagaya Technologies’s most recent deal was a Merger/Acquisition with Theorem (Financial Software) for . The deal was made on 22-Oct-2024.
| Company Name | Deal Date | Deal Type | Deal Size | Industry | Lead Partner |
|---|---|---|---|---|---|
| Theorem (Financial Software) | 22-Oct-2024 | Merger/Acquisition | Financial Software | ||
| Darwin Homes | 05-Jan-2023 | Merger/Acquisition | Real Estate Services (B2C) | ||
| EJF Acquisition | 23-Jun-2022 | Merger/Acquisition | Special Purpose Acquisition Company (SPAC) |
Pagaya Technologies ESG
Risk Overview
Risk Rating
Updated November, 04, 2026
27.08 | Med Risk
Risk Scale
A lower score indicates better sustainability
Negl
0-10
Low
10-20
Med
20-30
High
30-40
Severe
40+
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues
Management
Management is related to actions taken to manage ESG issues
Peers Analysis
Peer performance insights compare the company’s ESG performance to the performance of selected peers to help inform future ESG decisions and drive internal performance improvements.
Global
Covered Companies
of 13,585
Rank
Percentile
Software & Services
Industry
of 898
Rank
Percentile
Enterprise and Infrastructure Software
Subindustry
of 373
Rank
Percentile
Pagaya Technologies Affiliates
Subsidiaries (2)
| Name | Industry | Location | Year Founded |
|---|---|---|---|
| Darwin Homes | Austin, TX | 2018 | |
| Theorem (Financial Software) | San Mateo, CA | 2014 |
Pagaya Technologies FAQs
-
When was Pagaya Technologies founded?
Pagaya Technologies was founded in 2016.
-
Where is Pagaya Technologies headquartered?
Pagaya Technologies is headquartered in New York, NY.
-
What is the size of Pagaya Technologies?
Pagaya Technologies has 503 total employees.
-
What industry is Pagaya Technologies in?
Pagaya Technologies’s primary industry is Other Financial Services.
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Is Pagaya Technologies a private or public company?
Pagaya Technologies is a Public company.
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What is Pagaya Technologies’s stock symbol?
The ticker symbol for Pagaya Technologies is PGY.
-
What is the current stock price of Pagaya Technologies?
As of 13-Nov-2026 the stock price of Pagaya Technologies is $16.89.
-
What is the current market cap of Pagaya Technologies?
The current market capitalization of Pagaya Technologies is $1.42B.
-
What is Pagaya Technologies’s current revenue?
The trailing twelve month revenue for Pagaya Technologies is $1.35B.
-
Who are Pagaya Technologies’s competitors?
Upstart Holdings, Axyon AI, Luzon Credit and Finance, Expensify, and Broadridge Financial Solutions are some of the 12 competitors of Pagaya Technologies.
-
What is Pagaya Technologies’s annual earnings per share (EPS)?
Pagaya Technologies’s EPS for 12 months was $1.82.
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