Capitec Bank Overview

  • Year Founded
  • 1999

Year Founded

  • Status
  • Public

  • Employees
  • 16,200

Employees

  • Stock Symbol
  • CPI

Stock Symbol

  • Investments
  • 5

  • Share Price
  • $165.68
  • (As of Tuesday Closing)

Capitec Bank General Information

Description

Capitec Bank Holdings Ltd is a retail bank with more than 850 branches in South Africa. Its services focus on three customer needs: saving, which provides customers the ability to receive and store funds; credit, which satisfies customer needs to access and borrow funds; and transacting, which allows for payments and movement of funds. It operates in three segments: Retail bank, Business bank, and the Insurance business. Net interest income accounts for more than two-thirds of total company revenue. The company also generates revenue from fees on loans and transactions. Roughly a third of the company's loans are mortgages, and another third are other secured loans. Credit facilities and unsecured credit loans make up most of the remaining loans outstanding.

Contact Information

Formerly Known As
Keynes Rational
Ownership Status
Publicly Held
Financing Status
Corporation
Corporate Office
  • 5 Neutron Road
  • Techno Park
  • Stellenbosch, Western Cape 7600
  • South Africa
+27 0860
Primary Industry
National Banks
Stock Exchange
JSE
Corporate Office
  • 5 Neutron Road
  • Techno Park
  • Stellenbosch, Western Cape 7600
  • South Africa
+27 0860

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Capitec Bank Stock Performance

As of 22-Apr-2025, Capitec Bank’s stock price is $165.68. Its current market cap is $19.2B with 116M shares.

(As of Tuesday Closing)

Stock Price Previous Close 52 wk Range Market Cap Shares Average Volume EPS
$165.68 $163.63 $106.27 - $192.02 $19.2B 116M 347K $5.71

Capitec Bank Financials Summary

As of 31-Aug-2024, Capitec Bank has a trailing 12-month revenue of $2.13B.

In Thousands,
USD
TTM 31-Aug-2024 FY 2024 29-Feb-2024 FY 2023 28-Feb-2023 FY 2022 28-Feb-2022
Revenue 2,127,390 1,923,853 1,774,835 1,811,477
Net Income 658,263 564,030 545,932 572,913
Total Assets 12,540,581 10,755,481 10,332,449 11,533,008
Total Debt 9,498,561 8,207,243 8,065,117 8,871,817
Public Fundamental Data provided by Morningstar, Inc. disclaimer

Capitec Bank Valuation & Funding

Deal Type Date Amount Valuation/
EBITDA
Post-Val Status Debt

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Capitec Bank Comparisons

Description
Primary
Industry
HQ Location
Employees
Total Raised
Post Valuation
Last
Financing
Details
Capitec Bank Holdings Ltd is a retail bank with more than 850 branches in South Africa. Its services focus on three cust
National Banks
Stellenbosch, South Africa
16,200 As of 2024

Lilongwe, Malawi
 

Johannesburg, South Africa
 
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Capitec Bank Competitors (13)

One of Capitec Bank’s 13 competitors is Standard Bank Malawi, a Corporation company based in Lilongwe, Malawi.

Company Name Financing Status Location Employees Total Raised Last Financing Date/Type Last Financing Amount
Standard Bank Malawi Corporation Lilongwe, Malawi
Standard Bank Group Corporate Backed or Acquired Johannesburg, South Africa
Wells Fargo Private Debt Financed San Francisco, CA
Albaraka Turk Katilim Bankasi Corporation Istanbul, Turkey
Grindrod Bank Corporate Backed or Acquired Durban, South Africa
You’re viewing 5 of 13 competitors. Get the full list »

Capitec Bank Signals

Growth Rate

Weekly
Growth
Weekly Growth

Size Multiple

Median
Size Multiple

Key Data Points

Similarweb Unique Visitors

Majestic Referring Domains

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Capitec Bank Investors

Investor Name Investor Type Holding Investor Since Participating Rounds Contact Info

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Capitec Bank Investments & Acquisitions (5)

Capitec Bank’s most recent deal was a Merger/Acquisition with Avafin for . The deal was made on 11-Nov-2024.

Company Name Deal Date Deal Type Deal Size Industry Lead Partner
Avafin 11-Nov-2024 Merger/Acquisition Consumer Finance
Guardrisk Group (Credit Life Insurance Business) 01-Aug-2024 Merger/Acquisition Life and Health Insurance
Spear Reit (The Liberty Life Building in Century City) 28-May-2024 Corporate Asset Purchase Buildings and Property
Mercantile Bank Holdings 29-Nov-2018 Merger/Acquisition Regional Banks
Avafin 27-Mar-2017 Later Stage VC Consumer Finance
To view Capitec Bank’s complete investments and acquisitions history, request access »

Capitec Bank ESG

Risk Overview

Risk Rating

Updated October, 31, 2024

20.32 | Med Risk

Risk Scale

A lower score indicates better sustainability

Negl

0-10

Low

10-20

Med

20-30

High

30-40

Severe

40+

Exposure

Exposure refers to the extent to which a company is exposed to different material ESG issues

Management

Management is related to actions taken to manage ESG issues

Peers Analysis

Peer performance insights compare the company’s ESG performance to the performance of selected peers to help inform future ESG decisions and drive internal performance improvements.

Global

Covered Companies

of 15,109

Rank

Percentile

Banks

Industry

of 1,039

Rank

Percentile

Regional Banks

Subindustry

of 585

Rank

Percentile

To view Capitec Bank’s complete esg history, request access »

Capitec Bank Affiliates

Subsidiaries (2)

Name Industry Location Year Founded
Avafin Limassol, Cyprus 2012
Mercantile Bank Holdings Johannesburg, South Africa 1989

Capitec Bank FAQs

  • When was Capitec Bank founded?

    Capitec Bank was founded in 1999.

  • Where is Capitec Bank headquartered?

    Capitec Bank is headquartered in Stellenbosch, South Africa.

  • What is the size of Capitec Bank?

    Capitec Bank has 16,200 total employees.

  • What industry is Capitec Bank in?

    Capitec Bank’s primary industry is National Banks.

  • Is Capitec Bank a private or public company?

    Capitec Bank is a Public company.

  • What is Capitec Bank’s stock symbol?

    The ticker symbol for Capitec Bank is CPI.

  • What is the current stock price of Capitec Bank?

    As of 22-Apr-2025 the stock price of Capitec Bank is $165.68.

  • What is the current market cap of Capitec Bank?

    The current market capitalization of Capitec Bank is $19.2B.

  • What is Capitec Bank’s current revenue?

    The trailing twelve month revenue for Capitec Bank is $2.13B.

  • Who are Capitec Bank’s competitors?

    Standard Bank Malawi, Standard Bank Group, Wells Fargo, Albaraka Turk Katilim Bankasi, and Grindrod Bank are some of the 13 competitors of Capitec Bank.

  • What is Capitec Bank’s annual earnings per share (EPS)?

    Capitec Bank’s EPS for 12 months was $5.71.

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