Wells Fargo is a community-based financial services company established in 1852. Headquartered in San Francisco, California, the bank provides financial services such as insurance, investments, mortgage banking, cash management, investment banking, retail banking, brokerage, and consumer financing to individuals, businesses, and institutions. The bank offers financial planning, private banking, credit, and investment management and fiduciary services, as well as retirement and trust services. Wells Fargo also provides asset-based lending services, senior secured lending services, accounts receivable and purchase order finance services, and channel finance services through its subsidiaries.