Mr. Shamir Karkal is a Co-Founder, Advisor and Board Member of Simple Finance Technology. He is a Co-Founder and serves as Chief Executive Officer and Board Member at Sila. He serves as a Board Member at InSpirAVE. He was Chief Financial Officer at Simple Finance Technology. He is a Co-Founder of Falcon (India). He specializes in strategy consulting for financial institutions. Most recently he worked at McKinsey & Company where he advised banking and payments clients in Europe, the Middle East and the US on topics including risk management, portfolio strategy, market entry strategy, cross-sell, and operational excellence. He started his career back in India, in information technology. He has a BSc. in computer science, an MSc. in information technology, and an MBA(Honors) from Carnegie Mellon University.