Woodforest National Bank is a commercial bank offering both consumer and business products and services. Woodforest's business banking division offers services in the areas of treasury management, investment management, retirement planning, employee benefit plans, asset management, financial planning, portfolio management, merchant services, and federal tax payments. The bank offers personal banking services such as online banking, mobile banking, overdraft services, debit cards, personal investment, and insurance. Additionally, Woodforest offers a variety of commercial loans including lines of credit, term loans, commercial real estate, and business credit cards to commercial customers. Founded in 1980, Woodforest National Bank is headquartered in The Woodlands, Texas, and is a wholly-owned subsidiary of Woodforest Financial Services.