Bank Austria is a commercial bank based in Vienna, Austria which provides various financial products and services to private and corporate customers in Europe and internationally. The bank is a universal bank offering its customers access to international financial markets, loans, lease, funding advisory services, savings account, and other related services. Bank Austria has been a member of UniCredit since November 2005. Within UniCredit, the bank acts as a sub-holding company of the Group and is responsible for overseeing the Group's banking activities in the CEE region, excluding Poland which is under the direct management of UniCredit.