Formed through the merger of BB&T and SunTrust in 2019, Truist is a banking organization headquartered in Charlotte, North Carolina. The bank offers various consumer services in areas of retail deposit services, small business lending, asset management, consumer finance, insurance, home equity lending, home mortgage lending, investment brokerage services, and wealth management solutions. Truist also caters to commercial clients in areas of asset-based lending, commercial mortgage lending, leasing and payment solutions, supply chain financing, insurance, and commercial deposit and treasury services among others.