Fluency (Financial Software) Overview

  • Year Founded
  • 2019

Year Founded

  • Status
  • Private

  • Employees
  • 37

Employees

  • Latest Deal Type
  • Seed

  • Latest Deal Amount
  • $4M

  • Investors
  • 4

Fluency (Financial Software) General Information

Description

Developer of financial infrastructure technologies designed to support resilient payments, offline transaction capabilities, and advanced financial operations. The company offers software-based security modules and offline transaction systems that maintain payment and data continuity during network or power disruptions, enabling public institutions, financial entities, and critical-infrastructure operators to strengthen operational stability.

Contact Information

Formerly Known As
Wealthpal, Fluency App
Ownership Status
Privately Held (backing)
Financing Status
Venture Capital-Backed
Corporate Office
  • 590 Madison Avenue
  • 21st Floor
  • New York, NY 10022
  • United States
Primary Industry
Financial Software
Other Industries
Network Management Software
Corporate Office
  • 590 Madison Avenue
  • 21st Floor
  • New York, NY 10022
  • United States

Fluency (Financial Software) Timeline

2023202420252026
Financing RoundCaptured Employee CountEstimated Employee Growth

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Fluency (Financial Software) Valuation & Funding

Deal Type Date Amount Raised to Date Post-Val Status Stage
5. Seed Round 11-Jan-2023 $4M Completed Generating Revenue
4. Angel (individual) Completed Generating Revenue
3. Secondary Transaction - Private 01-Jan-2023 Completed Generating Revenue
2. Accelerator/Incubator 08-Sep-2022 $2.07M Completed Generating Revenue
1. Seed Round 08-Sep-2021 $2.07M $2.07M Completed Generating Revenue
To view Fluency (Financial Software)’s complete valuation and funding history, request access »

Fluency (Financial Software) Cap Table

Stock # of Shares
Authorized
Par Value Dividend Rate (%) Original
Issue Price
Liquidation Liquidation
Pref. Multiple
Conversion Price % Owned
Ordinary
Ordinary
Ordinary 47,784 $0.000010 $6.3 $6.3 1x $6.3 3.49%
Ordinary 122,193 $0.000010 $2.46 $2.46 1x $2.46 8.92%
To view Fluency (Financial Software)’s complete cap table history, request access »

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Opportunity Score

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Fluency (Financial Software) Comparisons

Description
Primary
Industry
HQ Location
Employees
Total Raised
Post Valuation
Last
Financing
Details
Developer of financial infrastructure technologies designed to support resilient payments, offline transaction capabilit
Financial Software
New York, NY
37 As of 2023

South San Francisco, CA
 

New York, NY
 
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Fluency (Financial Software) Competitors (5)

One of Fluency (Financial Software)’s 5 competitors is Stripe, a Venture Capital-Backed company based in South San Francisco, CA.

Company Name Financing Status Location Employees Total Raised Last Financing Date/Type Last Financing Amount
Stripe Venture Capital-Backed South San Francisco, CA
Circle Internet Group Formerly VC-backed New York, NY
Visa Corporation San Francisco, CA
JP Morgan Chase Corporation New York, NY
MasterCard Corporation Purchase, NY
You’re viewing 5 of 5 competitors. Get the full list »

Fluency (Financial Software) Patents

Fluency (Financial Software) Recent Patent Activity

Publication ID Patent Title Status First Filing Date Technology (CPC) Citations
EP-4779549-A1 Systems and methods for providing account-to-token interoperability in cbdc networks Pending 21-Jan-2025
WO-2025085074-A1 Systems and methods for providing interoperability in a cbdc network Inactive 17-Oct-2023
WO-2023036620-A1 Systems and methods for implementing offline payment in cbdc networks using collateral chain Inactive 09-Sep-2021
EP-4148645-A1 Systems and methods for implementing offline protocol in cbdc networks using collateral chain Pending 09-Sep-2021
US-11935065-B2 Systems and methods for implementing offline protocol in cbdc networks using collateral chain Active 09-Sep-2021 G06Q20/4033
To view Fluency (Financial Software)’s complete patent history, request access »

Fluency (Financial Software) Signals

Growth Rate

Weekly
Growth
Weekly Growth

Size Multiple

Median
Size Multiple

Key Data Points

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Fluency (Financial Software) Investors (4)

Investor Name Investor Type Holding Investor Since Participating Rounds
TenNine VC Venture Capital Minority
Tech Nation Group Accelerator/Incubator
Appelsien Holding Corporation Minority
Angel (individual) Minority
To view Fluency (Financial Software)’s complete investors history, request access »

Fluency (Financial Software) FAQs

  • When was Fluency (Financial Software) founded?

    Fluency (Financial Software) was founded in 2019.

  • Where is Fluency (Financial Software) headquartered?

    Fluency (Financial Software) is headquartered in New York, NY.

  • What is the size of Fluency (Financial Software)?

    Fluency (Financial Software) has 37 total employees.

  • What industry is Fluency (Financial Software) in?

    Fluency (Financial Software)’s primary industry is Financial Software.

  • Is Fluency (Financial Software) a private or public company?

    Fluency (Financial Software) is a Private company.

  • What is Fluency (Financial Software)’s current revenue?

    The current revenue for Fluency (Financial Software) is .

  • How much funding has Fluency (Financial Software) raised over time?

    Fluency (Financial Software) has raised $7.36M.

  • Who are Fluency (Financial Software)’s investors?

    TenNine VC, Tech Nation Group, Appelsien Holding, and have invested in Fluency (Financial Software).

  • Who are Fluency (Financial Software)’s competitors?

    Stripe, Circle Internet Group, Visa, JP Morgan Chase, and MasterCard are competitors of Fluency (Financial Software).

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