CoBank is a national cooperative bank based in Denver, Colorado. The bank provides loans, leasing services, export financing, and other financial services to agribusinesses, agricultural cooperatives, rural power, water and communications providers. CoBank also provides wholesale loans and cash management to affiliated farm credit associations serving farmers, ranchers and other rural borrowers. The bank operates as a member of the Farm Credit System which has retail lending associations to support the borrowing needs of U.S. agriculture and the nation's rural economy. The bank was merged with U.S. AgBank on January 1, 2012. The combined bank serves customers, including rural infrastructure providers and agribusiness cooperatives, all over the country along with 29 Farm Credit associations in 23 states.