Ulster Bank is a commercial banking institution based in Belfast, United Kingdom. Established in 1836, the bank offers personal and business banking services in the Republic of Ireland and Northern Ireland. The bank provides personal and business loans, checking accounts, savings accounts, credit cards, debit cards, mortgage loans, and insurance services. Additionally, the bank offers corporate and institutional banking products and services including capital markets, international banking, structured investments, merchant services, asset financing, trade finance, and online banking services. Ulster Bank is an operating subsidiary of the Royal Bank of Scotland.