First Commonwealth Corporate Banking group specializes in providing Commercial Banking solutions to Middle Market and Lower middle market companies in Pennsylvania, Ohio, Western NY, Maryland and Northern Virginia. The firm serves the needs of Private Equity groups and provides senior debt for acquisitions, recapitalizations, and expansion. The firm is staffed by a team of veteran bankers who bring bank experience and sophistication through a community bank. The bank is a subsidiary of First Commonwealth Financial incorporated on November 15, 1982. The Company's consumer services include Internet, mobile and telephone banking, an automated teller machine network, personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit lines with overdraft checking protection and individual retirement account (IRA) accounts. Its commercial banking services include commercial lending, small and high-volume business checking accounts, online account management services, automated clearing house (ACH) origination, payroll direct deposit, commercial cash management services and repurchase agreements. It also provides a range of auto, home, and business insurance, as well as term life insurance. It also offers annuities, mutual funds, stock, and bond brokerage services through an arrangement with a broker-dealer and insurance brokers.