Ameriserv Financial Bank is a community bank that provides banking products and services to individuals and businesses in Pennsylvania. The bank offers checking and savings accounts, certificates of deposit accounts, money market accounts, and individual retirement accounts and loans, such as business lines of credit, asset-based loans, real estate loans, term loans, home equity loans, auto loans and mortgage loans. AmeriServ also provides mobile banking, cash management, online banking, merchant, and trust and investment services. Ameriserv Bank is a wholly owned subsidiary of Ameriserv Financial.