NIBC Holding NV provides financial services to corporate and retail clients. The company operates in the segments of Corporate client offering; Retail client offering; and Treasury and Group functions. Corporate client offering provides advice and debt, mezzanine and equity financing solutions to midsized companies and entrepreneurs in the Netherlands, Germany and the UK. Retail client offering offers savings products and mortgage loans to consumers. Treasury and Group functions include the Bank's treasury function, asset and liability management, risk management and the bank's Corporate Centre. It derives key revenue from the Corporate client offering segment. It operates in the geographical locations of the Netherlands, Germany, the UK and Belgium.