Synchrony Financial Overview
- Year Founded
-
1932
- Status
-
Public
- Employees
-
20,000
- Stock Symbol
-
SYF
- Investments
-
19
- Share Price
-
$72.25
- (As of Friday Closing)
Synchrony Financial General Information
Description
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Contact Information
Website
www.synchrony.comCorporate Office
- 777 Long Ridge Road
- Stamford, CT 06902
- United States
Corporate Office
- 777 Long Ridge Road
- Stamford, CT 06902
- United States
Synchrony Financial Timeline
Synchrony Financial Stock Performance
As of 13-Nov-2026, Synchrony Financial’s stock price is $72.25. Its current market cap is $22.5B with 311M shares.
(As of Friday Closing)
| Stock Price | Previous Close | 52 wk Range | Market Cap | Shares | Average Volume | EPS |
|---|---|---|---|---|---|---|
| $72.25 | $71.66 | $63.08 - $88.77 | $22.5B | 311M | 3.67M | $9.66 |
Synchrony Financial Financials Summary
As of 30-Sep-2026, Synchrony Financial has a trailing 12-month revenue of $15B.
|
In Thousands, USD |
TTM 30-Sep-2026 | FY 2025 31-Dec-2025 | FY 2024 31-Dec-2024 | FY 2023 31-Dec-2023 |
|---|---|---|---|---|
| Revenue | 15,027,000 | 14,981,000 | 15,056,000 | 13,627,000 |
| Net Income | 3,333,000 | 3,552,000 | 3,499,000 | 2,238,000 |
| Total Assets | 122,469,000 | 119,095,000 | 119,463,000 | 117,479,000 |
| Total Debt | 99,976,000 | 96,326,000 | 97,524,000 | 97,135,000 |
Synchrony Financial Valuation & Funding
| Deal Type | Date | Amount | Valuation/ EBITDA |
Post-Val | Status | Debt |
|---|
Synchrony Financial Comparisons
Industry
Financing
Details
Synchrony Financial Competitors (17)
One of Synchrony Financial’s 17 competitors is Bread Financial Holdings, a Formerly PE-Backed company based in Columbus, OH.
| Company Name | Financing Status | Location | Employees | Total Raised | Last Financing Date/Type | Last Financing Amount |
|---|---|---|---|---|---|---|
| Bread Financial Holdings | Formerly PE-Backed | Columbus, OH | ||||
| Discover Financial Services | Corporate Backed or Acquired | Riverwoods, IL | ||||
| American Express | Corporation | New York, NY | ||||
| OneMain Holdings | Formerly PE-Backed | Evansville, IN | ||||
| Fortiva Financial | Formerly PE-Backed | Atlanta, GA |
Synchrony Financial Patents
Synchrony Financial Recent Patent Activity
| Publication ID | Patent Title | Status | First Filing Date | Technology (CPC) | Citations |
|---|---|---|---|---|---|
| US-20260330518-A1 | Product anomaly detector | Pending | 18-Apr-2025 | ||
| US-20260320615-A1 | Systems and methods for real-time fraud detection | Pending | 15-Apr-2025 | ||
| US-20260320614-A1 | Systems and methods for real-time fraud-related pattern recognition based on detected fraud activity | Pending | 15-Apr-2025 | ||
| US-20260320613-A1 | Systems and methods for real-time fraud-related pattern recognition based on pre-authorization records | Pending | 15-Apr-2025 | ||
| US-12598229-B1 | Methods and systems for loading large datasets across cloud networks | Active | 24-Mar-2025 | H04L67/53 |
Synchrony Financial Signals
Growth Rate
Growth
Size Multiple
Key Data Points
Similarweb Unique Visitors
Majestic Referring Domains
Synchrony Financial Investors
| Investor Name | Investor Type | Holding | Investor Since | Participating Rounds | Contact Info |
|---|
Synchrony Financial Investments & Acquisitions (19)
Synchrony Financial’s most recent deal was a Merger/Acquisition with Versatile Credit. The deal was made on 01-Oct-2025.
| Company Name | Deal Date | Deal Type | Deal Size | Industry | Lead Partner |
|---|---|---|---|---|---|
| Versatile Credit | 01-Oct-2025 | Merger/Acquisition | Other Financial Services | ||
| Ally Lending (Point of sale financing business for Ally Financial ) | 01-Mar-2024 | Merger/Acquisition | Other Financial Services | ||
| J.Crew Group (Credit Portfolio Based in New York) | 29-Nov-2023 | Corporate Asset Purchase | Buildings and Property | ||
| Petal. | 03-Aug-2023 | Later Stage VC | Other Financial Services | ||
| Magic Labs | 02-May-2023 | Later Stage VC | Software Development Applications |
Synchrony Financial ESG
Risk Overview
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues
Management
Management is related to actions taken to manage ESG issues
Peers Analysis
Peer performance insights compare the company’s ESG performance to the performance of selected peers to help inform future ESG decisions and drive internal performance improvements.
Global
Covered Companies
Rank
Percentile
Diversified Financials
Industry
Rank
Percentile
Consumer Finance
Subindustry
Rank
Percentile
Synchrony Financial Exits (6)
Synchrony Financial’s most recent exit was on 03-Aug-2023 from Petal.. The exit was categorized as with 13 buyers.
| Company Name | Exit Date | Exit Type | Exit Size | Status | Buyers |
|---|---|---|---|---|---|
| Petal. | 03-Aug-2023 | Completed |
|
||
| Magic Labs | 02-May-2023 | Completed |
|
||
| flexEngage | 04-Oct-2019 | Completed |
|
||
| Pets Best Insurance Services | 06-Mar-2019 | Completed |
|
||
| First Performance | 26-Jan-2017 | Later Stage VC | Completed |
|
Synchrony Financial Affiliates
Subsidiaries (3)
| Name | Industry | Location | Year Founded |
|---|---|---|---|
| Synchrony Ventures | New York, NY | 2017 | |
| Versatile Credit | Mechanicsburg, PA | 1995 | |
| CareCredit | Costa Mesa, CA | 1987 |
Synchrony Financial FAQs
-
When was Synchrony Financial founded?
Synchrony Financial was founded in 1932.
-
Where is Synchrony Financial headquartered?
Synchrony Financial is headquartered in Stamford, CT.
-
What is the size of Synchrony Financial?
Synchrony Financial has 20,000 total employees.
-
What industry is Synchrony Financial in?
Synchrony Financial’s primary industry is Consumer Finance.
-
Is Synchrony Financial a private or public company?
Synchrony Financial is a Public company.
-
What is Synchrony Financial’s stock symbol?
The ticker symbol for Synchrony Financial is SYF.
-
What is the current stock price of Synchrony Financial?
As of 13-Nov-2026 the stock price of Synchrony Financial is $72.25.
-
What is the current market cap of Synchrony Financial?
The current market capitalization of Synchrony Financial is $22.5B.
-
What is Synchrony Financial’s current revenue?
The trailing twelve month revenue for Synchrony Financial is $15B.
-
Who are Synchrony Financial’s competitors?
Bread Financial Holdings, Discover Financial Services, American Express, OneMain Holdings, and Fortiva Financial are some of the 17 competitors of Synchrony Financial.
-
What is Synchrony Financial’s annual earnings per share (EPS)?
Synchrony Financial’s EPS for 12 months was $9.66.
Data Transparency
-
Meet our data hygiene team
Discover how our experts ensure you’re getting the most accurate financial data in the industry.
Read more -
How PitchBook sources data
Our data operations team has logged over 3.5 million hours researching, organizing, and integrating the information you need most.
Discover our process
