Bread Financial Holdings Overview

  • Founded
  • 1996

Founded
  • Status
  • Public

  • Employees
  • 6,000

Employees
  • Stock Symbol
  • BFH

Stock Symbol
  • Investments
  • 28

  • Share Price
  • $44.14

  • (As of Wednesday Closing)

Bread Financial Holdings General Information

Description

Formed by a combination of J.C. Penney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains minority interest in its recently spunoff LoyaltyOne division, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.

Contact Information

Formerly Known As
Alliance Data Systems
Ownership Status
Publicly Held
Financing Status
Formerly PE-Backed
Primary Industry
Media and Information Services (B2B)
Other Industries
Other Financial Services
Stock Exchange
NYS
Primary Office
  • 3075 Loyalty Circle
  • Columbus, OH 43219
  • United States
+1 (614) 000-0000

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Bread Financial Holdings Stock Performance

(As of Wednesday Closing)

Stock Price Previous Close 52 wk Range Market Cap Shares Average Volume EPS
$44.14 $44.69 $34.55 - $84.61 $2.23B 49.8M 994K $9.31

Bread Financial Holdings Financials Summary

In Thousands,
USD
TTM 30-Jun-2022 FY 2021 31-Dec-2021 FY 2020 31-Dec-2020 FY 2019 31-Dec-2019
Revenue 3,021,800 3,272,000 3,284,000 3,348,000
Net Income 464,300 801,000 214,000 278,000
Total Assets 21,811,000 21,746,000 22,547,000 26,494,800
Total Debt 18,465,000 18,606,000 18,481,000 0
Public Fundamental Data provided by Morningstar, Inc. disclaimer

Bread Financial Holdings Valuation & Funding

Deal Type Date Amount Valuation/
EBITDA
Post-Val Status Debt

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Bread Financial Holdings Comparisons

Description
Primary
Industry
HQ Location
Employees
Total Raised
Post Valuation
Last Financing Details
Formed by a combination of J.C. Penney's credit card processing unit and The Limited's credit card bank business, Bread
Media and Information Services (B2B)
Columbus, OH
6,000 As of 2021
00.000
000000000 00.000

000000

enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo conseq
0000000 000000000
Fenton, MO
0000 As of 0000
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Bread Financial Holdings Competitors (1)

Company Name Financing Status Location Employees Total Raised Last Financing Date/Type Last Financing Amount
000000 Corporation Fenton, MO 0000
You’re viewing 1 of 1 competitors. Get the full list »

Bread Financial Holdings Patents

Bread Financial Holdings Recent Patent Activity

Publication ID Patent Title Status First Filing Date Technology (CPC) Citations
US-20100114646-A1 Method and system for segmenting customers for marketing and other projects Abandoned 30-Oct-2008 00000000000 0
US-20080300977-A1 Method and system for fractionally allocating transactions to marketing events Abandoned 31-May-2007 000000000 00
CA-2558281-A1 Market management system Abandoned 01-Sep-2005 000000000
US-20070112579-A1 Market management system Abandoned 01-Sep-2005 000000000 00
US-20020077890-A1 Methods and systems for interactive collection, exchange and redemption of points Abandoned 14-Dec-2000 G06Q30/02
To view Bread Financial Holdings’s complete patent history, request access »

Bread Financial Holdings Executive Team (33)

Name Title Board Seat Contact Info
Ralph Andretta President, Chief Executive Officer & Board Member
Perry Beberman Chief Financial Officer, Finance & Executive Vice President
Joseph Motes Chief Administrative Officer, General Counsel, Secretary & Executive Vice President
Valerie Greer Executive Vice President & Executive
Kellie Watts Vice President, Legal & Corporate Ethics Officer
You’re viewing 5 of 33 executive team members. Get the full list »

Bread Financial Holdings Board Members (19)

Name Representing Role Since
00000 00000000 Self Board Member and Chairman of Compensation Committee 000 0000
0000 00000000 Bread Financial Holdings Board Member 000 0000
00000 000000000 Bread Financial Holdings Board Member 000 0000
0000000 000000 00.0 Bread Financial Holdings Board Member & Member of Audit Committee 000 0000
000000 000000 Bread Financial Holdings Board Member and Chairman of Nomination and Corporate Governance Committee 000 0000
You’re viewing 5 of 19 board members. Get the full list »

Bread Financial Holdings Signals

Growth Rate

0.80% Weekly
Growth
Weekly Growth 0.80%, 93rd %
-35.5%. 530%

Size Multiple

219x Median
Size Multiple 219x, 100th %ile
0.00x 0.95x. 413Kx

Key Data Points

Twitter Followers

5.5k

Similarweb Unique Visitors

15.0K

Majestic Referring Domains

314

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Bread Financial Holdings Investors

Investor Name Investor Type Holding Investor Since Participating Rounds Contact Info

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Bread Financial Holdings Investments & Acquisitions (28)

Company Name Deal Date Deal Type Deal Size Industry Lead Partner
00000 03-Dec-2020 0000000000 00000 Financial Software 00000 000
0000000 07-Feb-2019 0000000000 00.00 Other Financial Services
000000 000000 20-Oct-2017 000000000 00000 Buildings and Property 000000 00
00000000'0 00 31-Dec-2016 000000000 Buildings and Property 000000 00
Toyota (Co-Brand Credit Card Accounts Business) 31-Dec-2015 Merger/Acquisition 00000 Other Financial Services 0000000 0
You’re viewing 5 of 28 investments and acquisitions. Get the full list »

Bread Financial Holdings Subsidiaries (5)

Company Name Industry Location Founded
Bread Financial Software New York, NY 2014
0000000 Other Financial Services Baltimore, MD 0000
0000000 Energy Marketing Lewisville, TX 0000
0000000000 Media and Information Services (B2B) Scarborough, Canada 0000
00000000 0000 Other Commercial Banks Columbus, OH 0000
To view Bread Financial Holdings’s complete subsidiaries history, request access »

Bread Financial Holdings Exits (4)

Company Name Exit Date Exit Type Exit Size Status Buyers
0000000 0000 00000 29-Oct-2004 000000000000000000 00000 Completed
  • 00000 000000000 00
000000000000 00000 23-Sep-2003 000000000000000000 000.00 Completed
  • 00000 000000000 00
000 00000 00000000 01-Jan-1998 000000000000000000 Completed
  • 00000 000000000 00
Financial Automation 18-Nov-1997 Merger/Acquisition Completed
To view Bread Financial Holdings’s complete exits history, request access »