Bread Financial Holdings Overview
- Year Founded
-
1995
- Status
-
Public
- Employees
-
6,000
- Stock Symbol
-
BFH
- Investments
-
30
- Share Price
-
$47.87
- (As of Wednesday Closing)
Bread Financial Holdings General Information
Description
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
Contact Information
Website
www.breadfinancial.comCorporate Office
- 3075 Loyalty Circle
- Columbus, OH 43219
- United States
Corporate Office
- 3075 Loyalty Circle
- Columbus, OH 43219
- United States
Bread Financial Holdings Timeline
Bread Financial Holdings Stock Performance
As of 23-Apr-2025, Bread Financial Holdings’s stock price is $47.87. Its current market cap is $2.3B with 48.1M shares.
(As of Wednesday Closing)
| Stock Price | Previous Close | 52 wk Range | Market Cap | Shares | Average Volume | EPS |
|---|---|---|---|---|---|---|
| $47.87 | $46.89 | $33.58 - $66.71 | $2.3B | 48.1M | 1.04M | $5.58 |
Bread Financial Holdings Financials Summary
As of 31-Dec-2024, Bread Financial Holdings has a trailing 12-month revenue of $3.84B.
|
In Thousands, USD |
TTM 31-Dec-2024 | FY 2024 31-Dec-2024 | FY 2023 31-Dec-2023 | FY 2022 31-Dec-2022 |
|---|---|---|---|---|
| Revenue | 3,838,000 | 3,838,000 | 4,295,000 | 3,870,000 |
| Net Income | 277,000 | 277,000 | 718,000 | 223,000 |
| Total Assets | 22,891,000 | 22,891,000 | 23,141,000 | 25,407,000 |
| Total Debt | 18,767,000 | 18,767,000 | 19,060,000 | 21,959,000 |
Bread Financial Holdings Valuation & Funding
| Deal Type | Date | Amount | Valuation/ EBITDA |
Post-Val | Status | Debt |
|---|
Bread Financial Holdings Comparisons
Industry
Financing
Details
Bread Financial Holdings Competitors (6)
One of Bread Financial Holdings’s 6 competitors is Synchrony Financial, a Corporation company based in Stamford, CT.
| Company Name | Financing Status | Location | Employees | Total Raised | Last Financing Date/Type | Last Financing Amount |
|---|---|---|---|---|---|---|
| Synchrony Financial | Corporation | Stamford, CT | ||||
| Discover Financial Services | Corporation | Riverwoods, IL | ||||
| American Express | Private Debt Financed | New York, NY | ||||
| The Interpublic Group of Companies | Corporation | New York, NY | ||||
| Maritz | Corporation | Fenton, MO |
Bread Financial Holdings Patents
Bread Financial Holdings Recent Patent Activity
| Publication ID | Patent Title | Status | First Filing Date | Technology (CPC) | Citations |
|---|---|---|---|---|---|
| US-20080270245-A1 | System for processing stored value instrument | Inactive | 11-Mar-2004 | ||
| CA-2559166-A1 | System for processing stored value instrument | Inactive | 11-Mar-2004 | ||
| AU-2002227381-A1 | Methods and systems for interactive collection, exchange and redemption of points | Inactive | 14-Dec-2000 | ||
| US-20020077890-A1 | Methods and systems for interactive collection, exchange and redemption of points | Inactive | 14-Dec-2000 | ||
| US-20020065716-A1 | Methods and system for processing loyalty transactions | Inactive | 30-Nov-2000 | G06Q30/02 |
Bread Financial Holdings Signals
Growth Rate
Growth
Size Multiple
Key Data Points
Similarweb Unique Visitors
Majestic Referring Domains
Bread Financial Holdings Investors
| Investor Name | Investor Type | Holding | Investor Since | Participating Rounds | Contact Info |
|---|
Bread Financial Holdings Investments & Acquisitions (30)
Bread Financial Holdings’s most recent deal was a Corporate Asset Purchase with Dell (Consumer credit portfolio). The deal was made on 26-Oct-2023.
| Company Name | Deal Date | Deal Type | Deal Size | Industry | Lead Partner |
|---|---|---|---|---|---|
| Dell (Consumer credit portfolio) | 26-Oct-2023 | Corporate Asset Purchase | Other Commercial Services | ||
| Bank of America (AAA Cobrand Credit Card Portfolio) | 01-Oct-2022 | Merger/Acquisition | Other Financial Services | ||
| Bread | 03-Dec-2020 | Merger/Acquisition | Financial Software | ||
| Blispay | 07-Feb-2019 | Merger/Acquisition | Other Financial Services | ||
| Signet Jewelers (prime-only credit quality accounts) | 20-Oct-2017 | Corporate Asset Purchase | Buildings and Property |
Bread Financial Holdings ESG
Risk Overview
Risk Rating
Updated January, 10, 2023
18.03 | Low Risk
Risk Scale
A lower score indicates better sustainability
Negl
0-10
Low
10-20
Med
20-30
High
30-40
Severe
40+
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues
Management
Management is related to actions taken to manage ESG issues
Peers Analysis
Peer performance insights compare the company’s ESG performance to the performance of selected peers to help inform future ESG decisions and drive internal performance improvements.
Global
Covered Companies
of 15,109
Rank
Percentile
Diversified Financials
Industry
of 872
Rank
Percentile
Consumer Finance
Subindustry
of 212
Rank
Percentile
Bread Financial Holdings Exits (4)
Bread Financial Holdings’s most recent exit was on 29-Oct-2004 from Epsilon Data Management. The exit was categorized as .
| Company Name | Exit Date | Exit Type | Exit Size | Status | Buyers |
|---|---|---|---|---|---|
| Epsilon Data Management | 29-Oct-2004 | Completed |
|
||
| Conservation Billing Services | 23-Sep-2003 | Completed |
|
||
| Air Miles International Trading | 01-Jan-1998 | Completed |
|
||
| Financial Automation | 18-Nov-1997 | Merger/Acquisition | Completed |
Bread Financial Holdings Affiliates
Subsidiaries (2)
| Name | Industry | Location | Year Founded |
|---|---|---|---|
| Exolink Corp | Lewisville, TX | 1997 | |
| Comenity Bank | Columbus, OH | 1989 |
Bread Financial Holdings FAQs
-
When was Bread Financial Holdings founded?
Bread Financial Holdings was founded in 1995.
-
Where is Bread Financial Holdings headquartered?
Bread Financial Holdings is headquartered in Columbus, OH.
-
What is the size of Bread Financial Holdings?
Bread Financial Holdings has 6,000 total employees.
-
What industry is Bread Financial Holdings in?
Bread Financial Holdings’s primary industry is Media and Information Services (B2B).
-
Is Bread Financial Holdings a private or public company?
Bread Financial Holdings is a Public company.
-
What is Bread Financial Holdings’s stock symbol?
The ticker symbol for Bread Financial Holdings is BFH.
-
What is the current stock price of Bread Financial Holdings?
As of 23-Apr-2025 the stock price of Bread Financial Holdings is $47.87.
-
What is the current market cap of Bread Financial Holdings?
The current market capitalization of Bread Financial Holdings is $2.3B.
-
What is Bread Financial Holdings’s current revenue?
The trailing twelve month revenue for Bread Financial Holdings is $3.84B.
-
Who are Bread Financial Holdings’s competitors?
Synchrony Financial, Discover Financial Services, American Express, The Interpublic Group of Companies, and Maritz are some of the 6 competitors of Bread Financial Holdings.
-
What is Bread Financial Holdings’s annual earnings per share (EPS)?
Bread Financial Holdings’s EPS for 12 months was $5.58.
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