DZ Bank is a commercial bank that provides a wide variety of financial products and services to retail, corporate, and institutional customers in Germany and globally. The bank acts as the central banking institution for more than 900 cooperative banks. DZ Bank offers retail banking securities services; payment processing services; lending, leasing, and investment products; consumer finance services; and commercial real estate finance. The bank also provides investment and risk management products involving the asset classes of interest rates, loans, equities, foreign exchange, and commodities; private banking and asset management services; and direct life and health insurance, non-life insurance products, and inward reinsurance services. DZ BANK AG Deutsche Zentral-Genossenschaftsbank is the parent holding company of the DZ BANK Group. Founded in 2001, DZ Bank is based out of Frankfurt, Germany.