Standard Chartered is a commercial bank based in London, United Kingdom. The bank was formed in 1969 through the merger of Standard Bank of British South Africa and the Chartered Bank of India, Australia, and China. StanChart provides a wide array of banking services such as personal banking, business banking, private banking, Islamic banking, and online banking. The bank focuses on individuals, small business and high-net-worth clients in the private bank. For retail customers, the unit manages savings, allows customers to make transactions, provides wealth management services and provides mortgages and auto finance. For SMEs, the bank manages cash, collections, and payments as well as offering loans. Standard Chartered also offers services that include market-leading advice on leveraged financing, mergers and acquisitions, project and export finance, structured finance, structured trade finance and financing solutions to help its clients meet their strategic objectives.