Nordic Investment Bank (NIB) is an international financial institution established in 1975 and based in Helsinki, Finland. The firm provides sustainable, long-term financing to customers in both the private and public sectors on competitive market terms to complement commercial lending. NIB's products include corporate and sovereign loans, loans to municipalities, loans to public-private partnerships, investments in green bonds, project & structured finance and lending outside the member countries. NIB's investment focus is typically in the areas of environment, energy, transport, logistics, and communications as well as research and development. The bank's clients include governments, municipalities, public sector entities, large and mid-cap corporates, SMEs and financial institutions.