GE Capital businesses offer a broad range of financial services and products worldwide for businesses of all sizes. GE Capital is the financial services unit of the American multinational conglomerate General Electric. The company's services include commercial loans and leases, equipment financing, debt financing, term loans, structured equity, fleet management, financial programs, credit cards, personal loans, and other financial services. GE Capital also develops strategic partnerships and joint ventures in aviation, energy, infrastructure, transportation, marine and healthcare industries to capitalize on market-specific opportunities. GE operates globally through six operating segments: commercial lending and leasing (CLL), consumer, real estate, industrial finance, energy financial services, and GE Capital aviation services (GECAS). The firm was founded in 1932 and is headquartered in Norwalk, Connecticut.